Most of us have faced the moment we reach for our wallets or credit cards to find our bank account has run dry. We know this feeling well, when your heart drops to your stomach. 

Luckily, Melanie J. Hicks offers a few tips and tricks to help us manage, understand, and respect our money. Between every piece of advice she gives, Hicks adds tidbits of her own experience to show us her financial journey.

No matter where we are in life, we always have the time and the ability to be more secure with our finances.

About the Author

While walking out life's journey little did the Author know a book was being created. The highs and lows, the struggles and challenges, the laughter and Joy unspeakable formed the effervescence the author carries today. While having compassion and directness all rolled up into one, the author walks to the beat of her own drum that sometimes "Just doesn't fit..." I want to encourage you that even when you struggle and the I's aren't dotted and the T's aren't crossed, The essence of this book  is just for you.  The author has a sense of  humor, a zeal to fight  and strong faith that developed through this  financial  journey. Join me and let's make Financial Cents.